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A group agency called of a financial obligation I do not owe. What can I Actually Do?
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If an assortment agency calls you in regards to a financial obligation you don’t think your debt, don’t give them cash or information that is personal.
Your creditor or the collection agency might are making a error. A creditor is really a business or person you borrowed from cash to.
Contact the collection agency and explain that:
- you don’t owe the income, or
- the info they have is incorrect.
Then, the collection agency can contact your creditor to discover why they claim that you will do owe the income.
If the collection agency is attempting to get a financial obligation you may also want to contact the creditor that you already paid. See Step One.
Making certain it’s a genuine collection agency
Ensure that the caller is from an actual collection agency them any personal information before you give.
A real collection agency will curently have details them to collect the debt about you and the person or company who hired. See Step Two.
Disputing your debt
If these things don’t work, it is possible to deliver an official page by authorized mail to your collection agency stating that you “dispute the debt” and therefore you would like a court to choose the situation.
If you are doing this, the collection agency is only able to contact you when they intend to simply take one to court. See Step.
1. Make yes you’re dealing with a collection agency that is real
Those who pretend become an assortment agency to have cash from the law is being broken by you.
